About Sustema

Sustema is a behavioural data analytics company founded by experienced underwriters, software developers and risk managers to help financial institutions improve underwriting performance.

Underwriters understand that corporate culture and senior management behaviour have a material impact on a company's risk profile and are as relevant, if not more so, than many traditional risk factor disclosures.

We believe that by measuring these corporate behaviours before putting capital at risk, financial institutions can improve client targeting, develop portfolios in line with appropriate sustainable development targets and deliver improved performance.